Life Insurance

Protect Your People 

Life insurance helps protect your family from tomorrow’s uncertainties.

Life is full of unknowns.  You can’t control it, but you can be better prepared with a life insurance plan in place.  We offer different types of Indiana life insurance to help meet a wide range of needs.

Pay your final expenses

Pay off your mortgage & debts

Pay for your child's education

Save for life's milestones

Build financial wealth

Leave a lasting legacy

Your Life Insurance Options

As a FREE RESOURCE to you, the professionals at Miller & Associates Insurance Solutions will help you determine the type and amount of Indiana life insurance you need to meet your financial goals and protect what matters most.

Term Life Insurance

This policy does not build a cash value, but pays a death benefit upon your death. It covers you for a set period of time provided you pay the monthly premium, or in some instances, a lump sum in advance. The policy will pay to the named beneficiary the face amount of the policy (set benefit and/or lump sum) upon death of the insured within the stated term. Depending on the policy, it may also make payments upon terminal or critical illness.

Permanent Life Insurance

This type of life insurance policy helps you save for the future by building a cash value that has many benefits to the insured, such as borrowing against the policy or building a tax deferred investment income, in addition to paying a death benefit. Whole life, variable life and universal life are all types of cash value life insurance. Cash value insurance is also known as permanent life insurance because it provides coverage for the policyholder’s entire life.

Final Expense Insurance

Final expense insurance is designed to help protect your loved ones from the financial burden of funeral costs related to your passing. Unlike life insurance, final expense policies have a much lower face value because they are intended to only cover costs related to a person’s final expenses. Therefore, these policies can often be purchased at low premiums that do not change. The policy pays a guaranteed set amount as long as you pay your premiums.

Investment Annuities

An annuity is an insurance investment product designed to pay you an income over a period of time. They can help you grow your savings, inheritance, and retirement portfolio. In fact, they often provide you with retirement income that you cannot outlive. Payments may begin immediately, or at some future date in exchange for a lump sum payment, or a series of payments, depending on your needs on how you structure the annuity.

Bundle Your Life Insurance

Medical Health Insurance

Marketplace Plans, Cost Sharing Plans & Private Carrier Plan Options.

Supplemental Insurance

Additional insurance solutions for protecting your income.

Dental & Vision Insurance

Plans provide diagnostic, preventative and corrective services.

Medicare Eligible Recipients

Medicare Advantage, Supplements and Prescription Drug Coverage.